A comprehensive view of how best to structure your investments for growth to outpace inflation and income needs. Rates of returns for various asset classes will be discussed in addition to proper allocations for stocks, bonds, ETFs and cash. Successful strategies and techniques will be explored. Speakers: Trust Business Development Officer Kerry Hunter, Portfolio Manager Jeffrey Bryen, MSA. Free. RSVP Hunter, 473-3629 or khunter@ebtfl.com.

Free seminar: Portfolio Risk, 11 a.m. to noon, Englewood Bank & Trust main office, 1111 S. McCall Road. Discover what you are really paying for your investments and if they are good investments for your particular situation. Speakers: Trust Business Development Officer Kerry Hunter and Portfolio Manager Jeffrey Bryen, MSA. RSVP to Kerry, 473-3629 or khunter@ebtfl.com.

Free seminar: What an Executor Should Know, 11 a.m. to noon, Englewood Bank & Trust Gulf Cove office, 12651 S. McCall Road. Trust officers serve in this role and can share the details of what is needed. Every estate is different but the role demands certain abilities and skills to have a smooth estate settlement. Speakers: Trust Business Development Officer Kerry Hunter, Portfolio Manager Jeffrey Bryen, MSA. RSVP to Kerry, 473-3629 or khunter@ebtfl.com.

Free seminar: How and When Power of Attorney is Used, 11 a.m. to noon, Englewood Bank & Trust main office, 111 S. McCall Road. Learn what activates the responsibilities of your agent in a power of attorney document. Review what he or she is responsible for and the skills they should have. Investigate the protections available for you and your assets. Speakers: Trust Business Development Officer Kerry Hunter, Portfolio Manager Jeffrey Bryen, MSA. RSVP to Kerry, 473-3629 or khunter@ebtfl.com.