Free seminar: How and When Power of Attorney is Used, 11 a.m. to noon, Englewood Bank & Trust main office, 111 S. McCall Road. Learn what activates the responsibilities of your agent in a power of attorney document. Review what he or she is responsible for and the skills they should have. Investigate the protections available for you and your assets. Speakers: Trust Business Development Officer Kerry Hunter, Portfolio Manager Jeffrey Bryen, MSA. RSVP to Kerry, 473-3629 or khunter@ebtfl.com.